The Knowledge University

स्वत:ला डॉलरच्या कक्षेतून दूर करण्यासाठी चीन आपल्या डिजिटल युआनसह पुढे येत आहे चीन च्या सरकारला आणि तिथल्या अधिकाऱ्यांना चांगलच माहित आहे की कोविड-१९ नंतरच्या  जगात त्यांना आव्हानात्मक काळाचा सामना करावा लागणार आहे. वुहानमध्ये पहिल्यांदा हा रोग दिसला तेव्हा चीनने पुरेशी कारवाई केली नाही या आधारावर भरपाईसाठी अमेरिकेच्या कित्येक कायदेशीर कारवाईचा प्रारंभ करण्यासाठी त्यांना सुरुवात करावी लागेल. या संकटाने हे देखील स्पष्ट केले आहे की जीवनावश्यक पुरवठ्यासाठी एका देशावर जास्त अवलंबून असल्यास  त्याचे काही तोटे देखील आहे आणि त्यामुळेच चीनमधील पुरवठा साखळ्यांची पुनर्रचना देखील केली जाऊ शकते. हे चीनला कळून चुकले आहे. चीनने आता  स्वत:च्या स्वावलंबनाच्या योजनांना गती देण्याची  प्रक्रिया वेगाने सुरु केली  आहे आणि यापैकी एक मुख्य हेतू  म्हणजे तंत्रज्ञानाचा वापर करून त्यांच्या मध्यवर्ती बँकेतर्फे  डिजिटल चलन तयार करणे. विशेष म्हणजे ह्या डिजीटल चलानाच्या चाचण्या आता शेन्झेन(Shenzhen), चेंगदू(Chengdu), सुझहू(Suzhou) आणि झिओनगॅन (Xiong’an)मध्ये  सुरू करण्यात आलेल्या  आहेत. डिजिटल क

Banking services remained intact for more than two months. This did not cause any financial problems to the customers. But the Corona crisis has endangered the lives of millions of banking workers. After the announcement of Unlock-1, public life is getting better and markets and other services are coming to the fore. However, due to hygiene and corona prevention measures in the banks, the lives of the employees working here as well as the customers coming to the bank for work have been endangered. The rapidly spreading corona virus in the country has targeted essential service personnel. While the police force is battling Corona, Corona has now infiltrated the banking sector. So far 2,100 bank employees have been infected with corona virus and 12 have lost their lives. For the safety of the bank employees, the apex union of employees has now appealed to the state government. The organization has expressed fears that the banking services could collapse if it is not addressed immed

Fiscal policies have provided large emergency lifelines to people and firms during the COVID-19 pandemic. They are also invaluable to increase a country’s readiness to respond to a crisis and to help with the recovery and beyond. When the Great Lockdown finally ends, a strong economic recovery that benefits everyone will depend on improved social safety nets and broad-based fiscal support. This includes public investment in  health care ,  infrastructure , and  climate change . Countries with high debt levels will have to carefully balance short-term fiscal support for the recovery stage with long-term debt sustainability. Enhance social safety nets for people The  pandemic  has shown how vulnerable people are and served as a wakeup call for action. In response, countries have temporarily extended unemployment benefits and expanded social safety nets to varying degrees. For example, the United States has legislated larger temporary lifelines in response to the COVID-19 pandem

published by,Sagar Economy rating agency Moody's has downgraded India's rating. The agency has reduced India's rating from BAA-2 to BAA-3 . It is a matter of concern for the country that after 19th June 1998, Moody's has shown a decline in India's rating after 22 years. There is no doubt that due to the lockdown in the era of Covid-19 epidemic, the country's economy was sure to be hit. Along with the announcement of a package of 20 lakh crores to drive the economy, the RBI also cut reverse repo rates. Decisions like giving loans to new businessmen, relief in debt collection have also been taken in this direction, yet the challenges cannot be ruled out in view of the fifth largest economy in the world. In hindrance, either the traders with political access run away from the government money and the honest traders have to stop or stop trading due to unnecessary interference of political and administrative people.

For the past few days, a news items published in a section of the media is in wide circulation regarding some reported move on privatisation of some of  PSU Banks as well as to permit more and more private capital into the banking sector.  There is no authenticity about the origin of the news or confirmation of any such development. Unhidden Agenda  However, while we can ignore this news  items for the present, we cannot ignore the agenda of the Government which is known to all of us.  In the name of banking reforms measures, the Government wants de-nationalisation, privatisation and handing over the public sector Banks to the private corporate vested interests.  This agenda is not hidden and by now it is the avowed policy approach of the Government. Unwarranted Mergers  We have observed how ruthlessly, the Government pursued their policy of mergers and amalgamation of Banks, though there was absolutely no need and hence it was unwarranted. What they have achieved through these

   The banking system handles the savings of the common man. Protecting bank and bank's depositor is the main objective of the Reserve Bank, which is why the credibility of the banking system is maintained today. But the revelation of scams like Yes Bank, PMC Bank has once again created an atmosphere of mistrust in the banking industry. While insurance among deposits may not be the solution to some of the scams, it can be prevented only if the perpetrators of these scams are severely punished and held accountable to all concerned, including the Reserve Bank.

     The central government has announced a financial assistance scheme of about Rs 20 lakh crore to offset the financial loss caused by the Corona virus outbreak. The burden of this scheme, which seeks to create a 'self-reliant India', will be borne by the banks. However, the government has in fact neglected to reassure the banks that are committed to reviving the economy. The banks, which were supposed to be the 'warriors' of Binny, have been given only a burden. As a result, analysts are unanimous that the post-Corona economy will be uncertain, but the burden on banks will increase. The RBI cut the repo rate twice to keep the economy afloat during the blockade. On March 27, it was 0.75 per cent, while on May 22 it was 0.40 per cent, down 1.15 per cent. In addition, banks have been asked to keep open the door for free lending to microfinance institutions, non-bank as well as home finance companies and mutual funds as per the central government and central b

उत्पादन क्षेत्र हा अर्थव्यवस्थेचा एक प्रमुख भाग आहे कारण २०१८  मध्ये जागतिक जीडीपीमध्ये तो जवळपास १६ % आहे. परिणामी, देशभरातील सरकार प्रामुख्याने उत्पादन क्षेत्राला प्रोत्साहित करण्यावर भर देते. मॅन्युफॅक्चरिंग क्षेत्राला चालना देण्यासाठी उभरत्या अर्थव्यवस्थांच्या काही पुढाकारांमध्ये मेक इन इंडिया आणि मेड इन चायना (एमआयसी) २०२५  चा समावेश आहे. एमआयसी २०२५  चीनला अग्रगण्य उत्पादन सामर्थ्यात परिवर्तीत करण्याच्या मोठ्या तीन-चरण धोरणाचा पहिला टप्पा आहे. नाविन्यपूर्ण मॅन्युफॅक्चरिंग तंत्रज्ञान किंवा स्मार्ट मॅन्युफॅक्चरिंगचा उपयोग करून चीनला मॅन्युफॅक्चरिंग व्हॅल्यू चेन वर आणण्याचा प्रयत्न हा उपक्रम आहे. याव्यतिरिक्त, मेक इन इंडिया हा उपक्रम २०१५  मध्ये भारतात उत्पादनांच्या उत्पादनास प्रोत्साहित करण्यासाठी सुरू करण्यात आला. ह्या उपक्रमा अंतर्गत  स्वत: च्या देशात वस्तूंचे उत्पादन करून राष्ट्रांच्या निर्यातीवर अवलंबून असलेला देश आत्मनिर्भर बनवण्याचे लक्ष  आहे. मेक इन इंडिया लाँच झाल्यापासून देशात थेट परकीय गुंतवणूकीचा उत्साह वाढला आहे. एप्रिल २०१४  ते मार्च २०१९  या कालावधीत भारतात एफड